Is there a penalty for early repayment?

Absolutely not!  At Gratify, we believe in responsible spending and that's why we're all about giving you options.

With Gratify, you have the flexibility to make partial payments or pay off your remaining balance at any time. And, the best part is, doing so can actually improve your profile with Gratify and unlock higher purchase levels for future purchases. No penalties or fees for early repayment, ever! To pay off your balance, simply log into the Gratify Portal, select the plan you want to pay off, and choose whether to make a partial payment or pay it off in full.